About CashJot

Most spending does not happen in large, planned milestones. It happens in everyday moments: a morning coffee, lunch with friends, groceries, and transit taps. Over a month, these small purchases define where your money goes, yet they are the easiest to lose track of.

Why CashJot exists

If you want automated bank syncing or comprehensive accounting ledgers, great tools exist for those workflows. CashJot is designed for a different need: quick, daily awareness of what you spend.

It works more like Apple Notes for your expenses: you jot down a purchase in two seconds at the register, see today's running total on your home screen, and keep your data completely private.

Design principles

• Two-second entry: The app opens directly to the keypad. Enter the amount, tap a category tag, and save. The form resets immediately for the next purchase.
• Native iOS speed: Qualifying in-store Apple Pay taps can log automatically on-device. Widgets on your home screen and lock screen keep today's total visible at a glance.
• Present awareness over complex upkeep: A running log and clear daily total give you active mindfulness without needing month-end reconciliations.
• Separate spaces for different spending: Dedicated Expense Groups keep vacation splurges and freelance costs in their own space, so they never mess up your daily living baseline.

Private by design

A spending log is like a personal journal. CashJot has no user accounts, runs fully offline, and stores data solely on your device and inside your personal iCloud storage. No company servers, no data brokers, and no bank logins.

Who it's for, and who it isn't

CashJot is built for:

• Anyone who wants simple, immediate spending awareness on their iPhone without linking a bank account
• People who want an entry flow that feels as fast and frictionless as taking a quick note
• Users who want separate spaces for daily expenses, vacations, and side projects
• Anyone prioritizing complete on-device privacy and offline reliability

It is intentionally not:

• A zero-based accounting suite (like YNAB) designed to assign every future dollar a job
• An automated bank-sync aggregator (like Monarch or Copilot) designed to archive historical statements

How it's run

CashJot is independently built by Pierre Teo and funded entirely by optional Plus subscriptions, with zero ads and no investor tracking metrics. Core daily logging is free and will always stay free.