Set a limit for the week, the month, or a trip. CashJot compares what you've spent with where you should be by today, so you see at a glance if you're under or over pace. No envelopes and no bank login.
Traditional budgeting apps often feel like a second job: assigning every dollar to an envelope, reconciling bank statements, and feeling guilty when a category goes over. CashJot keeps it much simpler.
Pick a limit that matches how you actually think about your money: a weekly allowance, a monthly cap, or a total for a vacation. As you log purchases or tap with Apple Pay, CashJot shows how much is left and whether your current pace will get you comfortably to the end of the cycle.
Daily Pace
Daily pace spreads your budget evenly across the period. It is the budget divided by the number of days in it.
Each day adds one more day's pace to what you could have spent so far. The figure on each budget is the difference between that amount and what you have actually spent.
Reading the Figure
Under Pace
Shown in green with a plus sign. You have spent less than the pace so far, and the difference stays available for the rest of the period.
Over Pace
Shown in red with a minus sign. You have spent more than the pace so far. Spending less in the days ahead brings you back on pace.
No. CashJot uses spending limits and daily pacing rather than zero-based envelopes. If you want to assign every future dollar to virtual envelopes, apps like YNAB are built for that. CashJot is built to answer a simpler question: how much can I comfortably spend today?
Yes. You can set a budget for a single category (like Food & Drink or Groceries) or for an entire Expense Group. You can also run both at once, such as an overall monthly limit alongside a smaller cap just for dining out.
Up to you. Every budget has a Skip Recurring switch. Turn it on to keep rent and fixed bills out of your daily spending allowance, or leave it off to include everything you pay that month.
Yes. Weekly, two-weekly, and monthly budgets start fresh at the beginning of each new period (unspent amounts don't roll over). A one-time budget runs until its end date, then stays on your Budgets tab marked Ended with its final total preserved.
Daily logging and all six widgets are free. Budgets, extra Expense Groups, and weekly and yearly reports are part of CashJot Plus. Without it, budgets you set up stay saved and pause until you resubscribe.
