Tap Apple Pay at a shop, or get a payment notification from your bank or wallet app, and the amount is waiting in CashJot. It all runs on your iPhone, with no bank login.
Apple Pay catches taps at the counter. Payment notifications pick up what Apple Pay doesn't see: card payments outside Apple Pay, transfers, wallet apps, and transit cards. Use one or both.
iOS 18 and later
Add a ready-made shortcut once. Each in-store tap then reaches CashJot with the amount, shop name, and card. With CashJot Plus, it logs itself and sends a Logged notification to confirm. On the free plan, it waits in Captures and above the keypad.
iOS 27
Pick your bank, card, wallet, or transit card apps in Shortcuts. When one notifies you about a payment, it waits above the Log keypad like a one-time code. With CashJot Plus, one tap fills in the expense. Nothing is logged until you save it.
$0
$18.40
From Harbor Bank
$18.40 · Uber
From Harbor Bank
$18.40 · Uber
When you pay with Apple Pay and your bank notifies you too, CashJot counts them as one payment if both arrive within 3 minutes with the same amount. The same goes for a wallet app and the card or bank behind it.
On iPhones with Apple Intelligence, money you receive and refunds from notifications are marked Received or Refund in Captures, and stay off the Log tab.
Shop names that arrive as STARBUCKS #1234 can be renamed as they come in under Settings → Payment Names.
Both work through Apple's Shortcuts app on your iPhone. CashJot only receives what the Wallet automation passes (amount, shop name, and card) and notifications from the apps you choose. There's no bank login, no Plaid or account aggregator, and no server in between.
Captures keeps the last 30 days of payments on your iPhone only, and doesn't sync them to your other devices. Logging one saves a normal expense, without the notification's text.
Apple Pay capture works on iOS 18 and later. Payment notifications require iOS 27. On iPhones with Apple Intelligence, CashJot also reads who was paid from a notification; without it, payments arrive with the amount alone.
Apple Pay capture doesn't, because Wallet automations only run when you tap at a payment terminal. On iOS 27, online and in-app payments arrive whenever your bank or card app sends a notification for them. Cash takes a quick manual entry on the keypad. See how fast logging works.
A couple of minutes each. On iOS 27, both are ready-made shortcuts you add and switch on. On iOS 18 to 26, you build the Apple Pay automation yourself in a few steps using our Apple Pay setup guide.
Capture keeps working. Taps and payments still show in Captures and above the keypad so you can log them yourself, just like on the free plan. Nothing you've already logged is deleted.
